One notable platform in the growing field of accessible real estate investing is Arrived, backed by Jeff Bezos. Specifically designed for individual, small-scale investors, Arrived targets everyday people who seek to grow their wealth through real estate without the substantial capital typically required to purchase property outright.
While the concept of fractional ownership in real estate is not new, recent years have seen a surge in startups aiming to democratize access to this traditionally exclusive sector. Companies such as Fractional and Fintor focus on residential real estate, while others like Fundrise and Cadre concentrate on commercial properties. Among them, Arrived, an innovative Seattle-based startup, distinguishes itself through a more accessible and regulatory-compliant investment model.
The company was founded by Ryan Frazier and Kenneth Cason, whose inspiration stemmed from personal experience. Though they knew individuals who had achieved significant financial gains through real estate, they lacked the time and stable residency needed to participate themselves. They later joined forces with Alejandro Chouza, who had witnessed the systemic barriers minorities face when attempting to access property ownership in Mexico. These experiences shaped Arrived’s mission: to make real estate investment simple, inclusive, and within reach for all.
Through the platform, investors can allocate between $100 and $15,000 into individual properties, enabling them to build a diversified portfolio of income-generating rental homes. No credit check is required, and all aspects of property management — including leasing, maintenance, and tenant communications — are handled entirely by Arrived and its network of professional property managers. Investors receive quarterly dividends, with plans underway to transition to monthly distributions.
Each property is held in a distinct Limited Liability Company (LLC) and structured as a Real Estate Investment Trust (REIT). This structure protects investors from personal liability and ensures that any debt associated with a property does not extend to them. In other words, the only financial risk is limited to the amount invested.
Despite the platform’s promise to democratize real estate investing, some concerns have been raised. Critics caution that increased investor participation in the housing market could reduce supply and affordability for individuals seeking primary residences. Institutional or platform-driven purchases may contribute to reduced availability and higher prices. Nevertheless, Frazier emphasizes that Arrived opens the door to a market that has historically been out of reach for most. For many users, this is their first opportunity to own a share of real estate — however small — and begin building long-term financial security.
